Qualified Medicare Beneficiary

Are you a Florida Medicare beneficiary struggling with healthcare costs? The Qualified Medicare Beneficiary (QMB) program may be your key to significant savings. Let's explore how this valuable program can help eligible Floridians manage their Medicare expenses.

What is the Qualified Medicare Beneficiary (QMB) Program?

The QMB program is a Medicaid-administered initiative designed to assist low-income Medicare beneficiaries with their healthcare costs. It's one of several Medicare Savings Programs available in Florida.

Benefits of QMB for Florida Residents

Enrolling in the QMB program can provide substantial financial relief:

1. Medicare Part A and B premium coverage

2. Payment of Medicare deductibles, coinsurance, and copays

3. Reduced or eliminated prescription drug costs

4. No coverage gap or "donut hole" in prescription coverage

QMB Eligibility in Florida

To qualify for the QMB program in Florida, you must meet specific income and asset criteria. As of April 2023:

• Monthly income limit: $1,215 (individual) or $1,643 (couple)

• Countable asset limit: $9,090 (individual) or $13,630 (couple)

These limits are subject to change, so it's essential to verify current figures with official sources.

How QMB Can Help You Save

Here's a practical example of QMB savings:

• Save $164.90 monthly on Medicare Part B premiums

• Reduce insulin costs from $300 to as low as $4.15 per month

• Eliminate copays for doctor visits and hospital stays

Applying for QMB in Florida

To apply for the QMB program:

1. Contact an independent Medicare Agent, Like us!

2. Contact your local Medicaid office

3. Reach out to Florida SHINE (Serving Health Insurance Needs of Elders)

4. Visit the Florida Department of Children and Families website

QMB and Medicare Advantage Plans

QMB beneficiaries may also be eligible for Dual Eligible Special Needs Plans (D-SNPs), which offer additional benefits such as:

• More comprehensive health coverage

• Enhanced vision and dental benefits

• Monthly allowances for utilities and over-the-counter needs

Protecting Your Rights as a QMB Beneficiary

It's important to know that federal law prohibits Medicare providers from billing QMB enrollees for Medicare cost-sharing. If you're wrongly billed, report it to your provider and Medicare immediately

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Take Action Today

Don't let Medicare costs burden your finances. If you're a Florida resident struggling with healthcare expenses, explore your eligibility for the Qualified Medicare Beneficiary program. For personalized assistance:

• Call Florida SHINE

• Contact your local Medicaid office

• Consult with a licensed Medicare advisor (US)

Remember, QMB can provide significant financial relief and improve your access to essential healthcare services. Take the first step towards more affordable Medicare coverage today!

See if You Qualify For QMB 1-877-343-4648 

This means you can enroll in a Medicare plan outside of the confines of open enrollment!

Some Top Medicare Advantage Plans Compatable With QMB

Humana

UnitedHealthcare/AARP

Aetna

Anthem

Florida Blue

Blue Cross Blue Shield

AvMed Medicare

BayCare Health Plans

Capital Health Plan

Care Plus

Doctors HealthCare Plans

Freedom Health

Gold Kidney Health Plan

Health First Health Plans

HealthSun Health Plans

Leon Health Plans

Optimum Healthcare

Prominence Health Plan

Simply Healthcare Plans

Solis Health Plans

Ultimate Health Plans

Wellcare

Cigna