Get Affordable Burial Insurance Quotes

Preparing for end-of-life costs can bring peace of mind for you and your loved ones. Whole life burial insurance helps cover funeral, cremation, and other final expenses, so your family is not burdened with these costs during an already difficult time.

What is Burial Insurance?

Final expense insurance, also called burial or funeral insurance, is a type of permanent whole-life policy designed to pay for funeral and related final expenses. These policies provide affordable coverage amounts, typically ranging from $5,000 to $25,000.

Key features of burial insurance include:

• Whole life coverage that lasts your lifetime

• No medical exam required, just health questions

• Builds cash value you can borrow against

• Premiums never increase and are designed to be affordable for seniors

• Fast approval process, often in just days

With final expense insurance, you can make sure funds are set aside to cover your funeral costs, unpaid medical bills, legal fees, and other debts. This allows your family to grieve without worrying about finances.

How Much Coverage Do I Need?

When purchasing final expense burial insurance, you'll want enough coverage to pay for your desired funeral or cremation services, as well as any outstanding bills. The average cost of a traditional funeral is around $8,800, not including cemetery costs.

Other factors that can impact the amount of coverage needed include:

• Your age and life expectancy

• Any medical bills or debt you want to pay off

• If you want to leave additional funds for your beneficiaries

Many policies offer coverage options from $5,000 up to $25,000 in increments of $1,000 or $5,000. Our insurance agency can help you determine the right coverage amount based on your specific situation.

 Top Carriers of Final Expense Burial Insurance Policies:

Mutual of Omaha is widely considered one of the best final expense insurance companies. They offer level and graded benefit plans with coverage amounts from $2,000 to $40,000. Mutual of Omaha has an A+ (Superior) financial strength rating from A.M. Best.

Liberty Bankers Life is another top provider of final expense insurance through their Life SIMPL Preferred plan. They offer level and graded death benefits from $3,000 to $30,000 with coverage available in most states. Liberty Bankers Life has a B++ (Good) rating from A.M. Best.

Other highly-rated carriers for final expense whole life insurance include:

• Foresters Financial (A- Excellent from A.M. Best)

• Gerber Life (A Excellent from A.M. Best)

• Transamerica (A Excellent from A.M. Best)

• AIG (A Excellent from A.M. Best)

• Baltimore Life (B++ Good from A.M. Best)
  
  

Get Free Final Expense Quotes Here!

Don't leave your family to cover your final expenses out-of-pocket. Get free, no-obligation final expense burial insurance quotes online now. Our quick and easy process allows you to compare rates from top life insurance companies and find an affordable policy that fits your needs. Protect your loved ones today with the peace of mind that final expense insurance provides.